I am big fan of the Thrifty Scot.

I bounced into his site sometime during the summer when Lem and I were researching information on mortgages, applying for a secured loan, and home insurance. As you all know, we have been preparing for that big step in our life - securing our own property.

Since then, I've had The Thrifty Scot on my Google RSS Reader for any new updates. If you are like me, not-so-money-savvy, he has fantastic advise and cool tips on how to handle your personal finance from credit cards, current accounts to savings accounts.

As the new year rolls in, take control of your finances and start planning for the future. Everything you need to know is just a website away.